I am using e-gold. Opening an account with paypal is very difficult. They have an account verification process in which we have to give the details of our credit card etc...
Same as predictor, I don't use it because it's not available in my country. It might be soon since Romania joined the EU this month but I'm not having high hopes.
Paypal is best Internet bank in the world there your money is safe They are very helpful in case of hacking and solve your problem asap :P
I recommend it for buying thing on Ebay
Thanks for your information. now i should try to get one...