Heres a question everyone should have an opinion about. Ill start by saying I think credit cards are a very bad thing for most people. These companies knowingly give people who cant afford to pay for them cards so they end up being in debt for almost their entire life. While other work their whole lives to pay off credit card debts. I see when people say they are good for emergancies but most people use it before then. Personally if credit cards are going to stick around then their screening process should be better and only allow the people who can actually afford to pay them, let them have one. My girlfriend had credit cards before I met her and shes like 15,000 in debt with 3 kids. No credit card company should have giving a person in this situation a credit card! Agreed? Whats some of your opinions on these life sucking cards?

I think that some people just cant handle credit cards but it is their choise of they want one.
They are good for rich people becouse they buy expensive stuff.

I think it depending on the person, but seen that happen, using credit card is a bad idea for me !

But if the person is a rich person, (have much..much..much money and they don't know how to spend it out) i think is okay

buying credit card is a good idea as long as u think u can pay back

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It's helpfull as long as we don't borrow money from them. We can use the money and pay 30 days later

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Credit cards are very usefull but you have to keep a check on what you use them for. It is very easy to buy expensive items with your credit card when you know full well that you can't really afford them. Then you have to try and pay the money back. I think that a lot of banks are irresponsible in the way they allow anybody to have a credit card. A lot of people end up losing everything they own because they get carried away with using their card.

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credit cards are definately helpful if used judicialy i guess

I like the credit card because you can pay them after 30 days but one thing I don't like is the increasing interest rates. My interest is a bit high compared to others. If I only have cash, I prefer cash.

I think that credit cards helped us a lot because the money transfer are more and more easy. only with an e-mail adress you can do that.

If you have a lot of money - yes, it's helpful, but for ordinary human it's isn't necessery...