HYIP has always been risky. You always need a backup. I use PTR sources to back up my Egold. This way I always have Egold to recover from losses. First in first out would be the mantra for HYIP according to me.
Hyip sites don't last for long because they give some money at first to the users but whhen they receive very much money they just close the site and run away with the money of the users it's just a scam i trust a hyip only in the first week then i say goodbye to it!
So, as a game, you have to know the right time to get out of the program. Humm..that's hard.
They have a bad reputation, because one starts scamming members, then the members of every other site rush to get their money out or will not reinvest or they can attract no new investors. There goes all the money and this is those who start out with good intentions. Then there are the ones who plan to get their money from the very beginning, and who cares about the investors.
Some of the HYIPs never intented to stay for a long time...just to rob some money and vanish. Others wanted to stay....but as previous member said...failed in their projects....For a hyip to stay for a long time you need a honest and hard working admin with an good investment plan. Good luck